First Time Buyers

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you’re a first time buyer*, the range of mortgage products available can be very daunting. At one roof financial, our friendly Mortgage Adviser will explain the difference between a fixed rate mortgage and a variable rate mortgage and which option is right for you.

 

When you decide you are ready to purchase your first home, remember to think about your ‘credit score’ and how this could help or hinder you when you come to apply for your first mortgage.

 

Every lender uses their own method of calculating your individual credit score and this can be affected by taking out a Pay Day Loan or by not being recorded on the Register of Electors.

 

We will also advise you on the Help to Buy scheme, if we feel this could be relevant to you. Your trust in us is vital because, once we’ve helped you with your first home, we want you to come back to us when you move house too.

 

If you’re looking to buy your first home, please contact us to book an initial, no cost appointment.

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